15 De Agosto Group
This loan will benefit the micro-enterprises of Tomasa's group. She indicates to us that this is the first time that she is working with Pro Mujer, by invitation of a woman from the institution who went to her house to visit her. She currently has a business selling coin purses and raising livestock, learning both of these activities from her mother when she was a child.
This loan will be used for working capital, to buy livestock from the surrounding communities, so she will be able to raise it. This will allow her to generate income to support her family, as she is married and has 4 children.
When asked what it is she likes about Pro Mujer, she responds that she likes the savings component of the lending group structure.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Tomasa es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de venta de monederos de vicuña y criado de ganado, aprendiendo estas dos actividades de su madre desde su niñez.
El crédito que ahora sacará es para el aumento de capital (compra de ganado vacuno) mismo que comprará de las comunidades aledañas, posteriormente lo utilizara para la crianza. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid