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Ruth’s divorced and has a school age son; they live in their two-bedroom house located in the city of La Paz’s Alto San Pedro zone. She currently earns income by selling basic staple items; she works more than ten hours per day and sells from place to place. She is asking for a loan because she recently had varicose vein surgery and needs to buy medicine and the little she earns is insufficient because she must pay schooling, food and basic utility costs for her family. Ruth’s dream is to have a store of her own so that she won’t have to go out walking any longer because that’s very demanding. This is the third time she’s requested credit from IMPRO and first with KIVA.
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Ruth esta divorciada y tiene un hijo que esta en etapa escolar, viven en casa propia ocupando dos habitaciones, la casa se encuentra ubicada en la zona Alto San Pedro de la ciudad de La Paz.
Actualmente obtiene ingresos porque se dedica a la venta de productos de la canasta familiar, trabajando por más de diez horas al día, lo hace de forma ambulante, es por eso que solicita el crédito ya que recién le operaron de las varices y ahora necesita comprar medicamentos y con lo poco que gana no le alcanza y debe pagar los gastos de educación, alimentación y pago de servicios básicos de su familia.
El sueño de Ruth es tener su propia tienda para ya no salir a caminar ya que es muy sacrificado.
Es la tercera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 196
    View loans »
    Bolivia Loans Fundraising
  • $31,028,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ruth to buy medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 24, 2012
Currency Exchange Loss:
Sep 17, 2013