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Las Rosas De Pabatoc Group
In this Group: Yolanda Cruz, Pascuala Hernandez, Eugenia Renoj, Maria Hernandez, Antonia, Santiaga, Dorotea Vicente, Francisca, Juana, Maria, Tomasa, Petrona, Francisca Pastor, Maria Ramos, Silvia Maria, Josefina Odilia

Update on Las Rosas De Pabatoc Group

Petrona is married, and is 24 years old. She completed 5 years of primary school, and has 2 children, neither of whom are in school. She makes a living tailoring and selling pants and sweatshirts. When she started this business, she produced very little and sold her goods door to door. As of now she has 5 years of experience, and has the support of her husband who helps her in the business.

She has organized a group to request a loan that will be used to buy different colors of fabric and thread. She hopes in the future to have many locations to sell her goods and more partners in her production location.

The remaining members of the group earn a living making clothes and in trade.
View original language description ↓
La señora Petrona esta casada, tiene 24 años de edad, cursó los 5 años de educacion primaria, tiene 2 hijos ninguno de los cuales estudia, se dedica a la confección y venta de pants y sudaderos, inicio este negocio produciendo muy poco y vendiendo ambulante mente, y hasta l momento lleva 5 años de experiencia, cuenta con el apoyo de su esposo quien la apoya en el negocio que tiene.

Organiza un grupo para solicitar un préstamo que lo utilizaran para la compra de telas de diferente colores e hilos, espera en el futuro tener varios locales de venta y mas colaboradores en su centro de producciones. Las demás integrantes se dedica a la producción de prendas y al comercio.

Previous Loan Details

Alicia is 47 years old and married. She has 6 children and all are currently attending school. Alicia went to school through 6th graD. before starting to work for a living. Using her own savings and with help from her husband, Alicia started a business selling women´s blouses. She has been in the... More from Las Rosas De Pabatoc Group's previous loan »

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 93
    View loans »
    Guatemala Loans Fundraising
  • $9,105,075
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Rosas De Pabatoc Group's $6,100 loan helped a member to buy fabric and thread to tailor pants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 16, 2012
Listed
Sep 1, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013