Part of the loan that they will take out will benefit the little microbusinesses of Señora Angelica. She indicates that she joined Pro Mujer one cycle ago, joining at the invitation of her mother-in-law, since she belonged to a communal bank. Now she has two businesses. One is selling footwear, and the other is sewing clothes for children. She tells us that she learned these businesses from her mother-in-law when she helped her work. Later she decided to carry out these same businesses but with home delivery.
The loan that she will take out now is to increase her capital (buy fabric and footwear), which she will acquire from her mother-in-law and later sell on order. This form of work allows her to generate resources to help her family as much as possible, since she is married and has two children.
When she is asked what she likes about Pro Mujer, she responds that she likes sharing with the other members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Angélica es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por invitación de su suegra ya que ella pertenecía a un banco comunal. En la actualidad ella tiene dos negocios uno es la venta de calzados y el otro es la costura de ropa de niños; nos cuanta que estos negocios lo aprendió de su suegra cuando ella le ayudaba a trabajar, posteriormente ella decidió realizar estas mismas actividades pero con entrega a domicilio.
El crédito que ahora sacará es para el aumento del capital (compra de tela y compra de calzados) que adquirirá de su suegra y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el compartir con las demás compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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