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Fernando Richard
The group member Fernando is 54 years old, he is married, and from that union he has two children. He belongs to the communal bank "Mi Perú" or "My Peru" of the Arariwa Association. He is a native of the city of Arequipa and for the past nine years has lived in the city of Cusco. He is a responsible father who works making natural products from grains like for example corn, barley, beans, peanuts, raisins, etc. He has been working in this field for 8 years and it is going well. At this time Fernando needs a loan in order to buy bags and tags in order to package his natural products. Fernando finds himself grateful for the opportunity offered through this medium and also promises to comply with the payments corresponding to his loan schedule.
View original language description ↓
El socio Fernando tiene 54 años de edad, es casado y fruto de esta unión tiene dos hijos, él pertenece al banco comunal “Mi Perú” de la Asociación Arariwa, él es natural de la ciudad de Arequipa y desde hace nueve años que vive en la ciudad del Cusco, él es un padre responsable que se dedica a la elaboración de productos naturales a base de cereales como por ejemplo maíz, cebada, habas, maní, pasas, etc. Ya son 8 años que se dedica a este negocio y le va muy bien. En esta oportunidad el socio Fernando requiere el préstamo para comprar bolsas y etiquetas para embasar sus productos naturales. El socio Fernando se encuentra agradecido por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Fernando Richard to buy bags and tags for packaging natural products made from grains like corn, barley, beans, peanuts, raisins, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 27, 2012
Currency Exchange Loss:
Dec 15, 2012