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Flor Naciente Group
In this Group: Veronica, Dolores , Yola Benita, Baciliza , Roxana, Juana, Maria Nelly, Amalia, Donato, Lucia Rosmery, Seferina, Andrea
The "Flor Naciente" Communal Bank is starting its fourth cycle with Pro Mujer as part of the Villa Exaltación Regional Office. The group is made up of twelve members and is governed by a board of directors, the president of which is Señora Verónica. The members' businesses are varied and include: pant-making, selling candy, selling coca leaves, selling vegetables, macrame, selling meat, selling plastic items, selling stencils, making sneakers, and driving.
This loan will benefit these little microbusinesses. Veronica joined Pro Mujer one cycle ago at the invitation of a promoter who came to her home to invite her. She currently has a business making artisanal products (blankets with macrame weaving). She started this business at the age of sixteen, and the business is currently helping her by bringing in an income.
This loan is to be used to increase capital (buying wool). She will buy the wool from the wholesale stores and, after making her products, will sell based on orders. This work allows her to generate an income in order to support her family where possible. She is single and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the Communal Bank meetings.
In the photo we can see Señora Juana crouching down and Señora Roxana raising her hand to identify herself.
View original language description ↓
La A.C. “FLOR NACIENTE” iniciará el ciclo cuarto ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por doce integrantes y está dirigida por una mesa directiva donde la señora Verónica es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: costura de pantalones, venta de dulces, venta de coca, venta de verduras, macramé, venta de carne, venta de artículos plásticos, chofer, venta de plantillas, fabricación de tenis.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Verónica es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por invitación de una promotora que vino a su casa a invitarla. En la actualidad ella tiene un negocio de elaboración de productos artesanales (mantas con tejido a macramé) mismo que emprendió desde los 16 años de edad y que en la actualidad le ayuda a sustentar su economía.

El crédito que ahora sacará es para el aumento del capital (compra de lana) que adquirirá de las tiendas mayoristas y posterior a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la las reuniones de su Banca Comunal.

En la fotografía podemos percibir que la Señora Juana se agacho y la señora Roxana alza la mano para que la ubiquen.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 111
    View loans »
    Bolivia Loans Fundraising
  • $30,305,725
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor Naciente Group's $5,925 loan helped a member to buy wool.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 3, 2012
Listed
Aug 23, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 17, 2013