Sara is single and has no children. She lives in a rented house occupying a single room with brick walls and a dirt floor located in the city of El Alto’s Villa Exaltación zone. She currently works as a file clerk in a private firm for more than 8 hours daily and with the income she earns is able to pay for food, schooling and rent. She needs the loan to buy a computer because it would be of much help to her in her classes.
Sara’s dream is to complete her studies because she's studying psychology and is in the fourth year of her career and to improve her income so that later on she can acquire a house using the ‘anticrético’ modality to save on rent costs and thus improve her quality of life. [Transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you]. This is the second time she’s asked for an IMPRO and KIVA loan.
Sara, es soltera y no tiene hijos, vive en una casa alquilada ocupando solo una habitación con paredes de ladrillo y el piso de tierra, la casa esta ubicada en la zona villa exaltación en la ciudad de El Alto.
Actualmente trabaja como compaginadora en una empresa privada por más de ocho horas al día y con los ingresos que tiene debe cubrir los gastos de alimentación, educación y pago de alquileres.
El crédito lo requiere para la compra de una computadora ya que le será de mucha ayuda en sus estudios.
El sueño de Sara es terminar sus estudios, pues estudia Psicología y está en 4to año de la carrera, y mejorar sus ingresos para posteriormente adquirir una casa en anticrético para ahorrar en el pago de alquileres de esta forma mejorar su calidad de vida.
Es la segunda vez que solicita crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.