The loan they’ll take out will benefit small micro businesses. Olivia’s is one of them. She indicates that she’s been in Pro Mujer for 8 cycles having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently sells fast-food, a business she started with some capital she had years ago with her husband.
The loan she’ll take out now is to improve her tools (to buy a griddle, some signage and ingredients to increase capital). She will buy them in traditional street markets in La Paz and then install them in her sales spot. This way of working allows her to generate income to support her family the best way possible since she’s married and has a son.
When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit because she learns more.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olivia es una integrante, ella indica que hace ocho ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida rápida mismo que emprendió mediante un capital que tenía hace años, conjuntamente su esposo.
El crédito que ahora sacará es para la mejora de herramientas (compra de parrilla, unos letreros y productos para aumentar el capital) que comprará de las ferias tradicionales de La Paz y posteriormente lo instalara en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito porque aprende mas
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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