Irma is 30 years old and lives in the Kobuleti district with her large family. She has a husband, 2 children (3 and 5 years old) and parents-in-law, who have a retirement pension. Her children go to the local kindergarten.
Irma and her husband earn their living in the agriculture business. In particular, they have 2 milking cows and 5 calves. The family owns agricultural land as well, where citrus and nuts are grown. Irma sells her products at the local open market. She is a very hard-working woman with a great desire to get ahead. The average monthly income of her family is 700 Laris.
Irma has requested a loan to build a cattle-shed. She plans to expand the dairy farm by adding more cows, but existing conditions don’t allow her to implement this plan. After the cattle-shed is built, Irma will expand her animal husbandry business. With this loan she will be able to double the income of the family. She is happy about having this opportunity to take out a loan in order to help her business move forward. All members of the family will be able to improve their living conditions. She awaits your support.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.