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Jose Antonio
José Antonio is 38 years old. He is married to Roxana and has three dependant children who attend a public school in the area.

This client finished school but wasn't able to go to college because he lacked the financial resources. He lived with his parents and they decided not to help him financially so that their son would become more independent.

Currently he rents two rooms with his wife and children in the area of Ticti Norte - Cochabamba, in his mother-in-law's house. He works in urban transportation services and has three years of experience. He works Monday through Saturday. His main expense used to be paying daily rent to the owner of the vehicle, but this situation changed when he purchased his own vehicle.

The loan this client is requesting is for maintenance of his vehicle, so that he can start working under good conditions and not have any problems. This will allow him to have better income and improve his standard of living.
View original language description ↓
El señor José Antonio tiene 38 años, es casado con la señora Roxana y tiene 3 hijos dependientes los cuales están en un colegio fiscal de la zona, el cliente termino el colegio pero no logro entrar a la universidad por falta de recursos económicos, vivió con sus padres, los cuales decidieron quitarle la ayuda económica para que su hijo fuese mas independiente. Actualmente alquilo dos piezas junto a su esposa e hijos en la zona de Ticti Norte - Cochabamba, en la casa de su suegra. El solicitante trabaja en el servicio de transporte urbano, tiene 3 años de experiencia, trabaja de lunes a sábado, su principal gasto era el pago diario al dueño del vehículo por alquileres, pero esta situación cambio debido a que se compro su propio vehículo. El crédito que solicita el cliente es para el mantenimiento de su vehículo, esto con el fin de empezar a trabajar en buenas condiciones y no tener problemas. Esto le permitirá tener mejores ingresos y mejorar su nivel de vida.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 92
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A loan of $1,475 helped Jose Antonio to repair his taxi.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2012
Listed
Aug 23, 2012
Currency Exchange Loss:
Covered
Expired:
Sep 22, 2012