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Khuvaido is a young man: 23 years old, unmarried without children. He lives with his parents. He sells children's clothing. He has more than three yeras experience in this sphere.

Khuvaido first requested a loan from our organization. Neighbors of his business who are clients of our organization have very good things to say about us. With the loan received, Khuvaido wants to expand the range of products and increase turnover.

By increasing the profits, he wants with each bit of income to save for his wedding. Khuvaido is proud that he is helping his parents by earning on his own. He expresses his gratitude to our organization for the financial help and support.
View original language description ↓
Хувайдо – молодой мужчина – 23 лет, не женат, не имеет детей. Живет с родителями. Занимается торговлей детской одежды. Опыт в этой сфере деятельности более 3 лет. Хувайдо впервые обратился за кредитом в нашу организацию. Соседи по бизнесу которые являются постоянными клиентами нашей организации очень хорошо отзываются о нем. На полученный кредит Хувайдо хочет расширить ассортимент товаров и увеличить свой товарооборот. Увеличив прибыль он хочет с каждого дохода откладывать деньги на свою свадьбу. Хувайдо гордится тем, что помогает своим родителям зарабатывая самостоятельно. Он выражает свою благодарность нашей организации за финансовую помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 268
    View loans »
    Tajikistan Loans Fundraising
  • $30,430,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Khuvaido to purchase children's clothers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 19, 2012
Currency Exchange Loss:
Sep 17, 2013