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Sur is a conscientious farmer who primarily grows and harvests rice and potatoes on her inherited farmland, located in Baray district, Kompong Tom province. Sur and her husband aimed to improve their farming business in order to yield a better profit, from which they will be able to support their children’s higher education. Sur is 41 years old and a mother of two children: the oldest one is preparing to attend college this year; and the younger one is a student at high school.

With the amount she has requested, Sur will pay for her child’s tuition fees. Also, with the balance of the loan, she will purchase seeds and hire a few laborers to prepare the land for growing rice. Sur surely believes that this loan will help provide an opportunity for her child to attend a college in Phnom Penh as well as to make progress in her farming business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • 4,062.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sur to pay for her child’s tuition fees and to purchase seeds and hire a few laborers to prepare the land for growing rice.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 19, 2012
Currency Exchange Loss:
Feb 19, 2014