Nhoek is 27 years old and a married woman who has a school-aged kid. She happily lives with her husband, her mother, her child, and a nephew, in thatched house in Baray district. Nhoek works as a farmer and cultivates a few lots of land to grow rice. She is also pursuing a business from a rented booth to provide extra income. Nhoek sells skewers of grilled beef and sausages with pickle and earns approximately 4 USD daily. Her husband operates a transportation business and earns around 4.80 USD per day.
Nhoek is requesting a 1,500 USD loan to purchase a new motorcycle for her husband's business. His old motorcycle always has mechanical problems that make it difficult for Nhoek’s husband to provide services to his customers. Nhoek and her husband hope that they can sustain their businesses and yield better profits to improve the overall welfare of the family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.