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Terng is 50 years old. She is married and resides with five children in Takeo Province, Cambodia. She has been selling bananas for more than seven years, earning approximately $10 per day. Her husband is a construction worker who earns about $4 daily. Four of her children are employed. They earn about $16 each day. In order to improve her family’s finances, Terng is requesting a loan of $1500 to purchase clothes to resell. By doing so, she would have one more business and earn more income to support the family. In the future, she would like to purchase a store to sell bananas in the market and help her youngest child earn a bachelor’s degree. In addition, she hopes to build a new house as soon as possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 307
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Terng to purchase clothes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Sep 1, 2012
Currency Exchange Loss:
Aug 17, 2013