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J. Ongere is a 44-year old community health worker (CHW). She lives in one of the slums of Kisumu, Kenya, with her husband and seven children (3 sons and 4 daughters). In 1988 J. started her butchery business. In 2002 she received training by KMET in providing home-based HIV/AIDS care, and was given a drug kit which she was to sell for no profit. Through hard work, perseverance, and the help of two previous KMET microfinance loans, Janet managed to expand her business and build a successful community pharmacy. Being the only pharmacist and community doctor in the area, she provided drugs to people who lived long distances away. J.'s reputation and friendly approach to her customers has earned her respect in the community. J. has requested a loan of Kshs 50,000 (approximately US$ 714) to further expand her pharmacy and butchery business.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 715
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD