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María Teresa
The communal bank "Mujeres Unidas" ["United Women"] meets every fifteen days in the canton of Jipijapa, a canton known as the Sultana [or Princess] of Coffee, thanks to the extensive cultivation of coffee with an incomparable flavor, as well as its gastronomy and the warmth of its people.

In this place lives María, who is 30 years old and has a common-law husband, with whom she has five children, aged 14 12, 10, 7 and 1. The two older children are in secondary school, and the following two are in primary school. Her husband is a merchant.

To get ahead together with her family, she has a store in her home. There she sells all types of products, such as rice, sugar, oils, detergents, beans, green vegetables and fruits. She works every day from 6 a.m. to 8 p.m., and sometimes later. In addition, her husband also works selling fruits and vegetables; he goes all around the city selling his products. Maria has more than 7 years with her business and it is going very well for her.

She will use this loan to stock her store with more products; she will buy rice, sugar, oil, and detergents, along with fruits and vegetables for her husband's business. She has been in the communal bank for 7 years, and she likes it because with the first loan, she started her business, which today allows her to have her own income.

Her goals are to get ahead and to give her children the best of everything.
View original language description ↓
EL Banco Comunal Mujeres Unidas se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café, por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar vive la señora María, tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene cinco hijos de 14 12, 10, 7 y 1 años de edad, los dos mayores estudian en colegio y los dos siguientes en escuela. El marido es comerciante.

Ella para salir adelante junto a su familia tiene una tienda en su casa, allí vende todo tipo de productos, como arroz, azúcar, aceites, detergentes, legumbres, verduras y frutas, trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, además su esposo también se dedica a la venta de frutas y legumbres, él se desplaza por toda la ciudad vendiendo sus productos, ella tiene más de 7 años con su negocio y le va muy bien.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes y frutas y legumbres para el negocio del esposo. Está en el Banco Comunal hace 7 años y le gusta porque con el primer crédito empezó su negocio que hoy le permite tener sus propios ingresos.

Sus metas son seguir adelante y darles lo mejor a sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Teresa to buy rice, sugar, oil, detergents, fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2012
Listed
Sep 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013