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María Elena
Maria Elena lives with her husband and two minor children, who are in school. Maria has a bakery, which she has operated in her house for a number of years. Her husband helps her make bread, which he later goes out to deliver to all their customers, who have businesses such as stores, from which they obtain very large orders. Maria's desire is to grow even more in her business, in such as way that she can serve a larger number of customers. It is for this reason that she is applying for a loan with which she can buy flour wholesale, along with leavening and all the products that are used to make bread in large quantities so that she can obtain them at better prices. This will be of great benefit to her business as much as for her family, who depend absolutely on the bakery, since it is the only source of income that they possess. This is the reason why she strives day after day to offer better service to her customers.
View original language description ↓
María Elena vive junto a su esposo y dos hijos menores de edad, quienes se dedican a estudiar. María posee una panadería, la cual desde hace varios años funciona en su casa, su esposo le ayuda a elaborar el pan, que posteriormente sale a repartir a todos sus clientes, quienes tienen negocios como tiendas, en donde obtiene pedidos muy grandes. El deseo de María es crecer aún más en el negocio, de manera que pueda atender mayor cantidad de clientes, es por esta razón que solicita un préstamo, a través del cual pueda comprar harina por mayor, levadura y todos los productos que se utilizan para la elaboración del pan, en cantidades grandes para obtenerla a menores precios. Esto sería de mucho beneficio tanto para su negocio como para su familia quien depende absolutamente de la panadería, ya que esta es la única fuente de ingresos que poseen, razón por la cual se esfuerza día con día para brindar el mejor servicio a sus clientes.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 457
    View loans »
    El Salvador Loans Fundraising
  • $23,123,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped María Elena to buy flour wholesale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2012
Listed
Aug 22, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014