Paulina Francisca is married and 59 years old. She did not have the opportunity to go to school. She has eight children, one of whom is still in school. Paulina makes a living raising domestic animals. She started the business raising chickens and has six years of experience. She counts on the support of her husband, a dressmaker. She organizes the group and is requesting a loan, which she plans to use to purchase pigs. She plans to have a good return on her investment when she resells them and hopes to have a big farm. The other members make a living in the same trade of raising domestic animals.
La señora Paulina Francisca está casada, tiene 59 años de edad, no tuvo la oportunidad de estudiar, tiene 8 hijos 1 de los cuales está estudiando, se dedica a la agropecuaria a la crianza de animales domésticos, inicio este negocio con la crianza de pollos, lleva 6 años de experiencia, cuenta el apoyo de su esposo quien se dedica a la confección de prendas.
Organiza un grupo y solicita un préstamo que lo utilizara para comprar cerdos y así poder tener una buena recuperación de capital cuando venda los cerdos, espera tener una granja grande, las demás integrantes se dedica al mismo oficio la crianza de animales domésticos.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.