Los Angeles Group
The loan that are requesting will benefit small micro businesses where Nila is a member. She says that she entered Pro Mujer six months ago, entering by invitation of a promoter of the institution who went to her home. She currently runs a business that yarns and sells vicuna wool. She states that she purchased this business when she was unemployed, because she knew to elaborate vicuna yarn. From that date, she works in the business.
The loan she will receive is to increase working capital (to buy vicuna wool). She buys it in fairs in the provinces and then she sells it in her stall. This way to work allows her to generate resources to support her family in whatever she can, because she cohabits and has two children. When asked about what she likes about Pro Mujer, she responds that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nila es una integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa. En la actualidad ella tiene un negocio de hilado y venta de lana de vicuña; nos cuenta que este negocio lo adquirió cuando se encontraba sin trabajo, pero sabía la elaboración de hilo de vicuña, desde esa fecha ella trabaja en ese negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana de vicuña) mismo que adquiere de las ferias de las provincias y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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