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Nely Juana

Update on Nely Juana

Nely is married with three children who are of school age. She makes a living selling scrap metal and material for recycling. She has her collection place in the in “16 de Julio” zone of the city of El Alto.

Nely is a former client of the institution. She is going to use this loan to buy material for wholesale recycling. She buys plastic bottles, pieces of metal and paper. Her reason for applying for this loan is that she wants to buy wholesale in order to be able to sell to various institutions that require this material for recycling. Nely faces challenges in her business such as that it isn’t stable since it depends on the season. She is going to use the profits to continue buying material. Her wish is to have a stable and profitable business and in this way generate more income and therefore improve her quality of life.
View original language description ↓
La Sra. Nely casada con 3 hijos que encuentran en edad escolar, dedica al comercio de chatarras y material para reciclar, ella tiene su puesto de acopio que se encuentran la zona 16 de Julio de la ciudad de El Alto, la Sra. Nely es cliente antigua de la institución , la Sra. va a usar este préstamo para la compra de material para reciclar por mayor, ella compra botellas de plástico, fierros y papel, su razón para solicitar este préstamo es que quiere ya comprar por mayor para poder vender a las distintas instituciones que requieren este material para reciclar, la Sra. Nely enfrenta retos en su negocio que son que no es estable ya que es según la temporada va a utilizar los beneficios en seguir comprando material, su deseo es tener un negocio estable y rentable y de esta manera genera más ingresos y por ende mejorar su calidad de vida.



Previous Loan Details

Nely's business is collecting iron and scrap metal, which she sells for recycling. This work has become her main source of income for her family, which is maD. up of her husband and three children, who also help with this work. They are a very united family with a great desire to get ahead in lif... More from Nely Juana's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $29,479,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Nely Juana to buy material for wholesale recycling.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2012
Listed
Sep 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014
This photo was used before for a previous loan for Nely Juana. It was first posted on Kiva on Jul, 2011. Learn More