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David
David, 29, lives with his life companion that he’s lived with for three years. He works as a security guard and his wife does domestic chores and runs their small store. David has been working for a security firm since September 27, 2009. He works 14-hour shifts, a day on and one off. In his spare time he cares for his corn crop in small parcels on one manzana (7,000 square meters). Family members help him with this work which is located in his place of birth fifty kilometers approximately from the city.

The store is run directly by his wife. It’s been in operation two years. He went into this business because he stopped working for the firm he’d been working with. Because of the experience he’s gained working managing a store when he still lived with his mother he decided to open his store with the money he got from his severance pay.

He buys the merchandise he sells in his store at the municipal market and in shopping centers in the city where he resides that’s 1.5 kilometers from home. He will use the loan to buy merchandise for the store and $120 to buy fertilizer for the corn crops.

The loan will help him maintain his initiatives and desire to make progress by increasing volume and diversification of basic staples available for sale in his store and to improve the productivity of his corn crops.

He trusts that his experience and management ability. He wants to make his business grow because he prefers to be self-employed because it allows him more time to spend with his family and to improve his relationship. At the same time, his income is higher than the minimum wage he’d be able to hope for working as an employee. He wants to have children and be able to give them personalized care.
View original language description ↓
El señor David tiene 29 años de edad, vive junto a su compañera de vida, con quien convive desde hace 3 años, se dedica a trabajar como empleado de vigilancia. Su esposa se dedica a los oficios domésticos y a la administración de su pequeña tienda.

David trabaja como empleado de vigilancia en una empresa desde el 27 de septiembre del año 2009. En este lugar trabaja un día de por medio, es decir, en turnos de 24 horas. En su tiempo libre aprovecha para dedicarse al cultivo de maíz en pequeñas parcelas de producción de 1 manzana (7,000 metros cuadrados) esto lo hace con el apoyo de sus familiares en su lugar de origen que esta a 50 kilómetros aproximadamente de la ciudad.

La tienda, es administrada directamente por la señora, funciona desde hace dos años, se dedicó a este negocio debido a que dejó de funcionar la empresa para la que trabajaba, debido a la experiencia adquirida en la manejo de tienda, lo que aprendió cuando vivía con su madre, decidió iniciarla con fondos de la indemnización recibida.

La mercadería que oferta en su local de venta, la compra en el mercado municipal y centros comerciales en la ciudad donde reside que esta a 1.5 kilómetros de distancia de su vivienda.

El préstamo será invertido en la compra de mercadería para la tienda y $120.00 para la compra de fertilizantes para el cultivo de maíz

El préstamo servirá para que mantengan sus iniciativas y deseos de progresar, al incrementar el volumen y diversificación de productos de primera necesidad a ofertar en la tienda y para mejorar la productividad del área de cultivo de maíz.

Confía en su experiencia y capacidad de administración, desea hacer crecer su negocio, manifestando que prefiere el auto-empleo, débido a que le permite dedicarle mayor tiempo a su familia y mejorar su relación, a la vez sus ingresos son mejores que el salario mínimo al que podría aspirar al desempeñarse como empleada. Desea procrear hijosr y poder cuidarles de forma personalizada.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped David to buy stock merchandise for his store and farm supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Aug 22, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013