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22-Virgen De Urkupina Group
In this Group: Sandra, Rocio Mayra, Elvira, Juan, Viviana, Consuelo, Janet Jimena, Brian Rodrigo, Yhesica Miriam
The 22-VIRGEN DE URKUPINA Communal Bank is made up of nine members, seven women and two men. The president of the bank is Sra. Roció, who is 28 years old with two children, who are 13 and 11 years old.

Sra. Roció sells military clothing and implements. She has her store in the Carrasco area of the city of La Paz, where she sells her goods. This loan is her sixth from Emprendor and she is a long-time client. She will use the loan to purchase military clothing wholesale and thus provide variety in the clothing she offers her customers and increase her earnings. Her reason for requesting the loan is to continue improving her business. She will use the profits to continue buying military clothing and implements.

Roció is a very hardworking person and happy for the opportunity provided her and other members of her group, since some are the sole support of their families.
View original language description ↓
El Banco de emprendimiento 22-VIRGEN DE URKUPINA, Está compuesto por nueve integrantes siete mujeres y dos varones, la presidenta del banco es la Sra. Roció tiene 28 años, y dos hijos que son de las edades de 13 y 11 años, La Sra. Roció se dedica a la venta de ropa militar y los implementos, ella tiene su tienda en a zona de Carrasco de la ciudad de La Paz, donde ofrece sus productos, este préstamo es su sexta secuencia dentro de la institución, es cliente antigua, la Sra. Roció va a utilizar este préstamo para la compra de ropa militar por mayor y de esta manera brindar variedad de ropa a su clientela e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Roció va a utilizar los beneficios para seguir comprando ropa e implementos militares, la Sra. Rocio es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella ya sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,230,500
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 22-Virgen De Urkupina Group's $3,750 loan helped a member to buy military clothing wholesale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 22, 2012
Currency Exchange Loss:
Mar 15, 2013