He only went to secondary school and currently earns income working as a bricklayer more than ten hours daily since he must cover food, education and basic utility costs with the little he earns.
He needs the loan to build pillars at home because he wants to provide more security for his family. Mario’s dream is to finish building his house to improve his quality of life.
El estudio solo hasta la secundaria y actualmente percibe ingresos ya que trabaja como albañil por más de diez horas al día ya que con lo poco que gana debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para construcción de pilares en su vivienda ya que desea dar más seguridad a su familia.
El sueño de Mario es terminar de construir su casa para mejorar su calidad de vida.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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