Juan is single and has no children. He lives with relatives occupying a single room in a house located in the city of La Paz’s Miraflores zone. He currently earns income because he works more than 8 hours daily as an accountant in a private firm. With what he earns he’s able to pay food and basic utility costs. He needs the loan to buy a computer because it will be of much help to him in his accounting work. Juan’s dream is to improve his income so that he can become independent and improve his quality of life. This is the third time he’s worked with IMPRO and first with KIVA.
Juan es soltero y no tiene hijos, vive en la casa de sus familiares ocupando solo una habitación, la casa se encuentra ubicada en la zona Miraflores de la ciudad de La Paz.
Actualmente percibe ingresos ya que trabaja por más de ocho hora en una empresa privada como contador. Con lo que gana debe cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la compra de una computadora ya que le será de mucha ayuda en su trabajo de contabilidad.
El sueño de Juan es mejorar sus ingresos y poder independizarse para mejorar su calidad de vida.
Es la tercera vez que trabaja junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.