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Maira Karina
Maira started being independent while still very young. She started when she was attending university to study her career and she got the opportunity to sell products to her classmates and professors. In time she dropped out of school because she formed her family and decided to work selling cosmetics via catalogue as well as plants. She decided that this was a way of being able to care for her family problem-free. Today, she has many customers since she sells to family members, girlfriends, acquaintances and throughout her neighborhood so she does well since she only buys based on prior order.

The loan Maira is requesting is to buy cosmetics like creams, perfumes, deodorants for both men and women and plants. Her goal is to have a plant and forest maintenance services office to provide her children with a better quality of life.
View original language description ↓
Maira desde muy joven ha sido independiente, comenzó en la universidad cuando estudiaba su carrera y al presentársele la oportunidad ofrecía los productos a sus compañeras y profesores. Pasado un tiempo dejo de estudiar ya que formo su familia por lo se decidió trabajar vendiendo cosméticos por catálogos así como plantas, se decidió ya que de esta manera podía cuidar a su familia sin problema alguno. Hoy en día tiene muchos clientes ya que ofrece a familiares, amigas, conocidos y en su barrio por lo que le va bien ya que solo compra bajo pedido. El préstamo que Maira está solicitando es para la compra de cosméticos como cremas, plantas, perfumes, desodorantes tanto para hombre como para mujer. Su meta es poseer una oficina de servicios de mantenimientos y plantaciones de bosques para poder brindarles a sus hijos una mejor calidad de vida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maira Karina to buy cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 22, 2012
Currency Exchange Loss:
Aug 17, 2013