The loan they will take out will benefit small micro businesses. Lidia is one of the members. She indicates that she’s been part of Pro Mujer for a year having been invited to join by a girlfriend who is a member of the institution. She currently has a business selling food (restaurant) that she learned through a suggestion from her sister because she makes very tasty dishes.
The loan she’ll take out now is to increase capital (to purchase cereals and vegetables). She will buy them in traditional street markets in La Paz and then use them to prepare food that she’ll then sell in her food stand with help from her daughter and sister-in-law. This way of working allows her to earn resources to support her family in the best way possible since she’s married and has three children.
When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es una integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida (restaurante) mismo que aprendió por sugerencia de su hermana, ya que los platos le salen muy ricos.
El crédito que ahora sacará es para el aumento de capital (compra de cereales y verduras) que comprará de las ferias tradicionales de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta, con la ayuda de su hija y su cuñada. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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