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Olimpia Yesenia
Olimpia is thirty-six years old and has lived for the greater part of her life on Isla Trinitaria. Her house is built out of concrete and has all the basic utilities. She sells feminine and masculine hygiene and beauty products out of a catalogue of recognised brands. She chose this activity because she likes being a saleswoman very much and she saw it would provide her with an income, which is why she signed up and started her business. For now, she works exclusively on order, so as not to have any unsold products on her hands. She works three days a week, since she only visits her customers when she has the order. What she sells the most are products such as perfumes, deodorants, make-up products, creams, and lipsticks. Since she has been doing this for quite some time, she would like to be able to offer more variety, which is why she will use the loan to buy more types of cosmetics as well as clothes to sell. This will enable her to show them to prospective customers and convince them to make an actual purchase. Her goal for the future is to open a shop in order to have even better sales.
View original language description ↓
Olimpia tiene 36 años y a vivido la mayor parte de su vida en Isla Trinitaria, su casa es de cemento y tiene todos los servicios básicos. Ella se dedica a la venta de artículos para mujeres y hombre por catalogo de marcas reconocidas. Escogió esta actividad porque le gusta mucho las ventas y lo vio como una fuente de ingreso por lo que decidió inscribirse y empezar su negocio, actualmente lo realiza solo bajo pedido para asegurar la venta del producto. Realiza el trabajo 3 días a la semana ya que solo hace sus visitas cuando tiene pedidos. Lo que más vende son los perfumes, desodorantes, maquillajes, cremas, labiales, etc. como tiene varios años con el negocio le gustaría poder ofertar variedad por lo que el préstamo que solicita es para la compra de productos y ropa, de esa manera podría mostrar al cliente y hacerlo interesar para una compra efectiva. Su meta futura es abrir un local para que mejoren sus ventas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Olimpia Yesenia to buy a greater variety of cosmetics and clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 22, 2012
Currency Exchange Loss:
Jul 17, 2013