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Maria Clemencia
Maria has a store in Quevedo which she took over from her mother a few years ago. Her mother stopped working because of her age and Maria took over the business. She invested in improving their service and renewing their merchandise. Now, in addition to the paper goods, she sells undergarments, blouses, pants and dresses. The variety enables her to have more customers. Maria is happily married and has 2 children who are go to the public school and a baby girl who is just a couple of months old. Maria has decided to take out a loan for the sake of her family. She will invest in the purchase of paper goods like notebooks, paper, poster board etc. with the goal of improving her sales and thereby her future. Maria's main goal is to grow as a person and to feel good about herself and close to God so that her prayers project into her business and her family.
View original language description ↓
Maria tiene en Quevedo un bazar el cual lo heredo de su mamá hace varios años ya que ella dejo de trabajar por su edad, lo tomo a su cargo e invirtió en el mejorando la atención y renovando la mercadería. Ahora aparte de bazar también vende interiores, blusas, pantalones y vestidos, esta variedad le permite tener más clientes. Esta felizmente unida y tiene 2 hijos quienes estudian en el colegio fiscal y una nena que tiene pocos meses de nacida, es por su familia que ha decidido hacer un préstamo para invertir en mercadería de la papeleria como cuadernos, laminas, cartulinas ect, con la finalidad de mejorar sus ventas y de esta manera también su futuro. Su meta es crecer como persona principalmente estar bien consigo misma y con Dios para que con sus bendiciones se proyecten en su negocio y su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $24,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Maria Clemencia to purchase notebooks, pens, paper etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 16, 2012
Listed
Aug 22, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013