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Heriberto
Heriberto, 36, lives in the municipality of Puerto Colombia, a spot located on the shores of the Caribbean, that’s visited by tourists on weekends to rest and enjoy the beaches. Heriberto opened a snack bar six years ago taking advantage of the fact that his house is across from a soccer field. His sales increase on weekends with all the teams practicing across from his business. He sells beer, soft-drinks, fruit juices and packaged snacks. He also has another business selling varied merchandise that his wife helps him with.

Heriberto is a young entrepreneur who is always exploring new business opportunities. He recently partnered with a friend and is in the low to medium price mobile phone sales business. He also invested in two motorcycles that he has working providing transport in the town that produce a daily rental fee for him.

He’s currently applying for a Kiva loan, first financing from Fundación Mario Santo Domingo, because he wants to buy a cooler to be able to offer beverages at their coldest possible; he will also buy cases of beer and soft-drinks so that every weekend will be an opportunity to generate income by satisfying his customers and he can plan for his family’s future growth.
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Heriberto de 36 años vive en el municipio de Puerto Colombia, lugar ubicado a orillas del Mar Caribe, visitado por turistas usualmente los fines de semana, para lograr descanso y diversión en sus playas. Heriberto dio apertura a un estadero hace 6 años, aprovechando que su residencia está frente a una cancha, donde se practica futbol. Sus ventas se incrementan los fines de semana, con la práctica deportiva que ocurre frente a su negocio, en el cual vende cervezas, refrescos, jugos naturales y mecatos. Él además tiene otro negocio mediante el cual vende mercancía variada, actividad donde es apoyado por su esposa. Heriberto es un joven emprendedor que siempre se encuentra explorando nuevas oportunidades de negocios, recientemente se asocio con un amigo y está en la tarea de vender teléfonos celulares de gama baja y media, además invirtió en 2 motocicletas que las tiene trabajando como medio de transporte en el pueblo y recibe una renta diaria. En la actualidad está aplicando a un credikiva, primer financiamiento que hace ala Fundación Mario Santo Domingo, pues requiere comprar un enfriador para ofrecer bebidas y refrescos en su punto máximo de enfriamiento y también invertirá en cajas de gaseosas y cervezas, para hacer de cada fin de semana, una oportunidad de generar ingresos con la satisfacción de su clientela y planear el crecimiento futuro de su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 510
    View loans »
    Colombia Loans Fundraising
  • $14,967,675
    Funds lent in using Kiva
  • 1,790.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Heriberto to buy a cooler.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2012
Listed
Aug 22, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013