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Simeon Bernardo
Simeón is 51 years old and lives in the home he owns in the community of Tolomosa Norte in the city of Tarija. Simeón is married and has five children, who are ages four, six, seven, nine, and eleven. He has been farming for thirty years.

Simeón has to work to provide for his children. He tells us he wants to have better financial income so that he can get ahead, but says he needs to buy more seeds and some fertilizer in order to obtain better results from his production and also increase his income. Since he already has experience in this business, he will use the loan directly to purchase the seeds and fertilizer he needs for his work, so that he can increase his income.

Simeón tells us he wants to improve his children's standard of living, and in order to do so he needs to improve his income. He will use the next loan he requests to improve his housing conditions.
View original language description ↓
El Señor Simeón tiene 51 años de edad y vive en una casa de su propiedad ubicado en la comunidad de Tolomosa Norte de esta ciudad de Tarija, Simeón es casado y tiene 5 hijo de 4, 6, 7, 9 y 11 años de edad, desde hace más de 30 años que se dedica a la producción, Simeón tiene que trabajar para sacar adelante a sus hijos, Simeón nos indica que quiere tener mejores ingresos económicos para salir adelante, pero nos cuenta que tiene la necesidad de comprar más semillas y algunos fertilizante para tener mejor resultados de su producción y así también incrementar sus ingresos, como él ya tiene experiencia en el rubro el crédito será destinado directamente para compra de semillas, abonos y fertilizante que son necesarios para la actividad, para de esa forma poder incrementar sus ingresos. Simeón nos cuenta que quiere mejorar su nivel de vida de sus hijos, además para eso necesita mejorar sus ingresos, el próximo crédito que solicite será para mejorar las condiciones de su casa.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $33,535,800
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Simeon Bernardo to purchase seeds and fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 22, 2012
Currency Exchange Loss:
Aug 17, 2014