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Lucia Pabla

Update on Lucia Pabla

Lucia has used past Kiva loans to stock her retail business with discounted products that she bought from catalogs and sold to her customers, both those who had already ordered from her and those who she subsequently found and added to her list of customers. She says that the business has been a success and that she is applying for a new loan that she will use to expand it. The investment will allow her to fill orders that she has already received, orders for merchandise such as women's and children's shoes. She asked us to pass along a message to Kiva lenders: "I am grateful to have found an organiation that helps small businesses like mine get ahead, not only with financial help, but with training too".
View original language description ↓
Lucia con su credikiva compró productos que se encontraban en descuento en sus catálogos e hizo su gran venta a clientes que habían solicitado su pedido y a nuevos que consiguió y adicionó a su registro de cartera. En la actualidad tiene mucho entusiasmo en su negocio y está aplicando a un nuevo credikiva, para hacer una nueva inversión que haga crecer un poco mas su capital de trabajo, por eso con su credikiva responderá una vez mas a pedidos hechos por su clientela, como calzado para damas e infantil por docenas. Su mensaje a los financiadores de Kiva es el siguiente: “Doy gracias a Dios por haber encontrado una entidad que apoye a los pequeños microempresarios a salir adelante, tanto en la parte económica con la financiación, como en la parte intelectual con sus capacitaciones. “

Previous Loan Details

Lucia lives in the city of BarranquilL. with her husband and two children, ages 20 and 16 respectively. There she has a business selling beauty products, clothing, and shoes of all brands. She started this business with the intention of helping her husband with the household expenses and genera... More from Lucia Pabla's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 365
    View loans »
    Colombia Loans Fundraising
  • $15,630,925
    Funds lent in using Kiva
  • 1,790.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Lucia Pabla to stock her retail business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 22, 2012
Currency Exchange Loss:
Nov 2, 2013