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Lia is 39 years old and lives in a small village in the Tkibuli district. She lives with her father and two sons, who are 20 and 22 years old. Lia’s father is a pensioner. Both of her sons are unemployed. Lia earns her living through a dairy farm with two milking cows from which she produces cheese, curds and yogurt. Part of the dairy products are used by the family, and the rest is sold locally. The family owns pigs as well and sells them in nearby villages.

Lia works hard, but she still doesn’t have enough income to save to improve the family’s living conditions. Their total average monthly income is 350 Laris.

Lia has requested a loan to repair her house, which is very old and damaged. Thus she will be able to improve the living conditions of the family and spend evenings in a more comfortable environment. Lia hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $7,906,225
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Lia to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Aug 18, 2012
Currency Exchange Loss:
Mar 15, 2013