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Cissy is a single mother of seven children, and all her children go to school. She doesn’t take care of additional family members.

She has a retail shop and has been in this business for 10 years. She has applied for a loan of 2,000,000 Uganda shillings from MCDTSACCO to buy more bags of sugar, cartons of salt, boxes of soap and jerrycans of cooking oil. She sells to all categories of people but on a retail basis seven days a week. She generates additional income through selling charcoal at her home.

Her major business challenges include the transportation of commodities from Kampala city shops to her shop, defaulters and thieves. She aspires to seeing her business grow big so that she owns a fully stocked wholesale shop, and also to build her own business premises.

She resides in a rented house, and the family has access to electricity but not to piped water. Her monthly expenses include school fees, rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 337
    View loans »
    Uganda Loans Fundraising
  • $29,751,150
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Cissy to buy more bags of sugar, cartons of salt, boxes of soap and jerrycans of cooking oil.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Aug 17, 2012
Currency Exchange Loss:
Mar 15, 2013