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Srom is 33 years old and a married woman who has been residing in Baray district, Kompong Tom province. She is responsible for three school-aged children who are under her care and support. Srom works as a garment worker in Phnom Penh. She has skills in sewing parts of clothes, normally earning an average of 3.00 USD per day, estimated by the credit officer. But sometimes, she works overtime upon request, so she can yield more income. However, Srom’s husband is the main income provider of the family. He works in the construction industry, providing house construction services around the country with his team.

With the loan requested, Srom would like to purchase construction supplies and tools for her husband, so that he will be able to make his business more viable and have more customers.

Someday, Srom hopes that she can achieve economic stability and send all her children to attend a university program.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Srom to purchase construction supplies and tools for her husband offering his construction service.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Aug 17, 2012
Currency Exchange Loss:
May 25, 2013