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Ludmila is 45 years old and is raising three daughters on her own.

As a source of income for the family, Ludmila in 1996 began engaging in animal rearing. Starting with the sum of 5,000 som (KGS), the farm now has two dairy cows with offspring, 5.5 hectares of land with beans, and brings in around 5,000 som (KGS) a month from the sale of milk and dairy products.

With the goal of further developing her business, Ludmila went to Bai-Tushum and Partners for a loan in the amount of 70,000 som (KGS) for the purchase of mineral fertilizers to get a quality harvest and to pay for tractor services. Ludmila plans to use profits to further expand her farm.
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Людмиле 45 лет, одна воспитала 3 дочерей. Людмила в качестве источника дохода для семьи, с 1996 года занимается животноводством. Начатое со стартовой суммы в 5,000 сом (KGS) хозяйство насчитывает на сегодня 2 дойные коровы с приплодом, 5,5 га земли с фасолью, и приносит около 5,000 сом (KGS) в месяц от продажи молока и молочных продуктов. В целях дальнейшего развития своего бизнеса, Людмила обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку минеральных удобрений для получения качественного урожая и оплаты услуг трактора. Доходы Людмила планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ludmila to purchase mineral fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 19, 2012
Currency Exchange Loss:
Feb 15, 2013