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Virginia
Virginia is 44 years old. She lives with her parents and siblings in the house they bought 30 years ago. Her principal income is based on the sale of clothing and baking. She greatly enjoys the latter since she is well versed in confectionery and has her own machines.

She makes empanadas, alfajores , sponge cakes and other pastries every day, an average of 90 items at a minimum, which she delivers to various stores in the area. The seasons when there is the greatest demand are those of national holidays and Christmas. During those months she has to hire personnel to help her. A short while ago she ventured into making elaborate cakes because of special orders, such as for marriages and birthdays, and she hopes to energize her sales to gain more experience and customers.

This is her first loan from MFP. She enjoys working with her group because the members are people she knows. She also promises to be punctual in her payments. Virginia will invest this money in the purchase of sacks of four, butter by the kilo and lard to make her pastries.
View original language description ↓
Virginia tiene 44 años, vice con sus padres y hermanos, en la casa que compraron hace 30 años.
Sus principales ingresos económicos son a base de la venta de ropa y la pastelería. Esta última le agrada mucho, pues tiene amplio conocimiento en repostería y tiene sus propias máquinas. Diariamente elabora empanadas, alfajores, queques y demás, un promedio de 90 unidades como mínimo, los que reparte a las diversas tiendas de su localidad. Las temporadas de mayor demanda son los meses de fiestas patrias y navidad, en esos meses tiene que contratar personal para que la apoyen. Hace poco incursionó en la elaboración de tortas, por pedidos especiales, como matrimonios y cumpleaños, y espera dinamizar sus ventas para ganar más experiencia y clientes.

Este es su primer crédito con MFP. Le gusta de trabajar con su grupo, ya que las integrantes son personas conocidas, también promete ser puntual con sus pagos.
Virginia invertirá este dinero en la compra de sacos de harina, mantequilla por kilos y manteca para la elaboración de sus pasteles.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Virginia to purchase sacks of flour, butter by the kilo and lard to make her pastries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2012
Listed
Aug 22, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013