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Cecilia Esperanza
Cecilia Esperanza, 43, lives with her husband and two children. She and her husband are street vendors and sell women's, men's and children's clothing in a variety of styles. She has been in business for several years, having gained valuable experience that enables her to sell better. She has many customers because they prefer her high quality products and low prices, plus her excellent service.

Cecilia is an enterprising woman who wants to get ahead and is always looking for opportunities to be successful and have a prosperous future. She wants to take her business to other areas of the village where they need more of her products, but she does not have sufficient capital to invest. Therefore she is requesting a loan through INTEGRAL so she can buy wholesale clothing.

Cecilia Esperanza has a good payment record and is responsible. She promises to pay off her debt while giving her family a full life.
View original language description ↓
Cecilia Esperanza de cuarenta y tres años de edad vive junto a su compañero de vida y sus dos hijos; ella junto a su esposo se dedican a la venta de ropa ambulante para damas, caballeros y niños, en variedad y con muchos estilos, tiene varios años con este negocio y se ha hecho de experiencia muy valiosa que le permite realizar las mejores ventas, ya tiene mucha clientela pues las personas la prefieren porque tiene producto de primera calidad y a precios accesibles además el servicio es excelente; Cecilia es una mujer emprendedora, dispuesta a salir adelante siempre esta buscando oportunidades que le permitan alcanzar el éxito que la llevara a tener un futuro mas prospero, quiere extender su negocio a otras zonas aledañas a donde comercia y necesita de mas producto, pero no posee de suficiente capital para la inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Cecilia Esperanza tiene buenas referencias de pago es responsable, asegura poder saldar la deuda y a la vez ofrecerle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 599
    View loans »
    El Salvador Loans Fundraising
  • $21,986,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Cecilia Esperanza to buy clothing wholesale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2012
Listed
Aug 22, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013