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Mukinah opened a shop at home to help the family's finances. Sukendar, her husband, is only a temporary worker. The economic conditions are not good and they are earning just enough for the basic daily needs. Mukinah feel scared because of the cost of the vocational school for her daughter Kafita. Mukinah does not want her to quit school so she is applying for loans through the Student Loan program from Kiva. In the picture, Mukinah and Kafita, her daughter.

Kafita already graduated from junior high school and wants to go to vocational school. Kafita hopes God will give her a way that she can go back to school, graduate and get a decent job so she can help her family and achieve her goals.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,470.0
    Indonesia Rupiahs (IDR) = $1 USD