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Seng S. is 40 years of age. She is something of a middleman between vegetable farmers and the market vendors that sell off the crops. She purchases the vegetables in bulk from the best farmers to sell to whichever vendors offer the highest price for her high quality goods. This has the capability of being a lucrative business.

She currently earns about 38 US$ per month. Her husband shares her business and brings in another 38 US$ per month on his part. On this income, they support a family of four including their young child and her younger sister.

Seng S. wants to expand her business by adding both eggs and dried fish to the list of food items she can resell to the markets. These items are more expensive, but with her extensive experience dealing with market resale she should be able turn a large profit through this expansion.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 232
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Seng to buy dried fish and eggs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 17, 2008
May 2, 2008
Currency Exchange Loss:
Dec 15, 2009