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Dora Alba
Dora, 39, has been providing manicure and pedicure services for five years. This has become her main source of income to cover expenses for her home which consists of her husband and two children who are 15 and 16 years old.

She has managed to keep her market share because she’s kept up-to-date through courses where she acquires technical skills to compete in the market by applying better techniques on her customers. Her main customers are housewives and employees in firms who she takes care of either at their homes or in her own home.

She works every day from Monday through Sunday or whenever the customer needs her and is inspired by her drive to see her children become successful professionals in the future. Her growth plan starts with the purchase of supplies in larger amounts in order to qualify for volume purchase discounts which translate into higher profits and good customer service so that her business will function in a comfortable environment.

This is precisely why she’s calling on a Kiva loan, the first financing she gets from Fundación Mario Santo Domingo to buy supplies for her daily work.
She will also invest in making improvements to her business with the purchase of work tools to improve the quality of her service; this is what her loan’s success resides in.
View original language description ↓
Dora de 39 años, ofrece sus servicios como manicurista y pedicurista desde hace 5 años; estos han resultado la fuente primaria con que solventa los gastos de su hogar conformado por su esposo y dos hijos en las edades de 15 y 16 años. Ella ha logrado su sostenibilidad en el mercado, porque está pendiente de su actualización a través de procesos formativo, en los que logra adquirir herramientas técnicas, para competir en el mercado aplicando las mejores técnicas a su clientela. Sus principales clientes son amas de casa y empleados de empresas, a quienes atiende a domicilio o en su propia casa. En su tarea diaria de negocio, de lunes a domingo y cuando lo necesite el cliente, la inspira su afán de lograr que sus hijos en el futuro, se conviertan en unos profesionales exitosos. Su plan de crecimiento inicia con la compra de materiales e insumos en un mayor volumen, con el fin de lograr ganar descuentos que se traduzcan en utilidades y en un buen servicio a su clientela y que su negocio físicamente funcione en un ambiente confortable. Esta es justamente la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará materiales e insumos para aplicarlo a su diario trabajo, también invertirá en adecuaciones a su negocio y en la compra de herramientas de trabajo, para mejorar la calidad de su servicio y en esto radica el éxito de su credikiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 516
    View loans »
    Colombia Loans Fundraising
  • $14,939,450
    Funds lent in using Kiva
  • 1,790.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Dora Alba to buy manicure and pedicure supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2012
Listed
Aug 21, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013