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Enrique Javier
Enrique lives in the Fortín sector, north of Guayaquil, where he has a radiator shop. He started learning about this business while working as a helper for his brother, who had a shop in the city center. Things are going well for him because of the location. After some time he decided to ask for a loan so that he could start his own business, a decision that he has no regrets over, as he has been working for several years and is very well known. Currently he continues to work with his brother, but in a different capacity because he works as a partner. He begins working very early and he is successful because of that. He will use the money from this loan to buy repair supplies such as radiator fans, radiators, refrigerants, etc. He wants to grow his business over time because his dream is to buy a house. He rents his current home and he wants to provide stability for his family.
View original language description ↓
Enrique vive en el sector del Fortín norte de Guayaquil donde tiene su taller de radiadores. Empezó aprendiendo el negocio trabajando como ayudante de su hermano quien tenía un local en el centro de la ciudad, le va muy bien sobre todo por la ubicación. Después de un tiempo decidió hacer un préstamo para emprender su propio negocio decisión de la cual no se arrepiente ya que tiene varios años y es muy conocido. Actualmente continúa trabajando con su hermano pero de una manea diferente ya que lo hace como socio. El atiende desde muy temprano ya que en eso consiste su éxito. Este préstamo que está solicitando es para la comprar de materiales para las reparaciones como radio ventilador, radiadores, refrigerantes etc., con el tiempo desea incrementar su negocio porque su sueño es poder comprar una casa ya que la actual es alquilada y desea darle una estabilidad a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Enrique Javier to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 21, 2012
Currency Exchange Loss:
Aug 17, 2013