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Josephine lives in Kampala, Uganda. She is single with five children and only one of her children goes to school. She also takes care of three additional family members (grandchildren). She is a tailor. She operates her business from home. She has been in this business for the last 16 years. She also gets additional income through operating a pay phone. She works six days a week.

She has requested a loan of 1,500,000 Uganda shillings from MCDT – SACCO to buy more rolls of clothing materials for making clothes.

Her major business challenges are transportation and seasonality. Her goals and aspirations are to buy a plot of land and build rental rooms and also to educate her children up to the university level. She lives in her own house and the family has access to electricity and piped water. Her major monthly expenses include paying utility bills and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Josephine to buy more rolls of clothing materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Aug 16, 2012
Currency Exchange Loss:
Feb 15, 2013