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Hanife is 44 years old, very caring and a hardworking lady who is respected by almost everyone in the region. She is married and has three children; all of them attend school.

Hanife is a nurse and exercises her profession in four villages. Note here that since the region where she resides and works is dominated by rocky mountain ranges, the life for people is very hard. They get sick all the time from various causes: the cold, the lack of nutrients, infections and the list goes on. This keeps Hanife busy and fit as well because she walks from village to village to help people she has been assigned to.

In addition to her nursing job, Hanife has been running her own dairy business over the past 13 years. The income from both job and business haven’t been that bad; however, she can only feed the children with the earnings, according to her.

Hanife is requesting a Kiva loan this time to store up feed for livestock and wants to thank Kiva and VFA for the opportunity she has been granted.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 24
    View loans »
    Albania Loans Fundraising
  • $2,757,250
    Funds lent in using Kiva
  • 111.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Hanife to buy feed for livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Aug 17, 2012
Currency Exchange Loss:
Jul 17, 2013