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Leila is 49 years old and lives in the Kareli district with her two sons, Zaza and George (aged 20 and 22). According to the government's estimations, the family belongs to the vulnerable poor category and they receive monthly social assistance from the local government.

Leila and her sons run an agricultural business which is the main source of income for the family. In particular, the family has a plot of land where tomatoes and barley are grown. The family owns a milking cow as well. Leila milks the cow every day and produces cheese. The cheese is sold at the local open market. The family works hard but they still don’t have enough income to save money to improve their living conditions. The total average monthly income of the family is 500 Laris.

Leila has requested a loan to purchase apple saplings and also to harvest barley. She will work hard with her sons in her apple orchard to increase production. Leila will sell the harvested products for a good price. Thus, she will earn additional income. She plans to use the additional income to purchase household goods and to improve her family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Leila to purchase apple saplings and to harvest barley.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 17, 2012
Currency Exchange Loss:
Sep 17, 2013