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Ms. PENDA is a married woman who lives in Senegal. She sells fabrics and, at the same time, she has been selling fish for over five years. She is the breadwinner in her family and supports four children, 7 to 14 years old.

She has repaid a loan with the microfinance institution U-IMCEC. Her major goal is to bolster her working capital. This will help her to develop her business further. Consequently, she is requesting a loan of 200,000 francs CFA for buying fabrics to resell. Thus she will be able to respond to the demands of her loyal customer base ahead of the holiday.
View original language description ↓
Madame PENDA est une femme mariée qui vit au SENEGAL. Elle commercialise des tissus, et pratique en même temps la vente de poissons depuis plus de cinq ans. Elle est soutien de famille et a en charges quatre enfants âges entre sept et quatorze ans. Elle a eu à rembourser un crédit à l’U-IMCEC. Son objectif majeur est le renforcement de son fond de roulement ce qui pourra l’aider à développer davantage son activité de commerce. Par conséquent, elle sollicite un prêt de 200000FCFA qui servira à l’achat de tissus à revendre, ainsi elle pourra répondre à la demande de sa fidèle clientèle en cette veille de fête.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 533.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Penda to buy fabrics to resell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 14, 2012
Currency Exchange Loss:
Jan 17, 2014