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Manzura is 42 years old, married and has three children. She is involved in selling women's clothing and shoes. She has about ten years of experience in this business. Manzura has been obtaining financing from our organization since 2011. This is her third loan. She plans to use this loan to increase her goods turnover and purchase seasonal merchandise. After increasing her goods turnover, she wants to save money for her children's future. Manzura's husband also helps her with running the household and raising the children. Manzura expresses her gratitude to our organization for the financial support.
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Манзура – 42 года, замужем, имеет 3 детей. Занимается торговлей женской одежды и обуви. Опыт в этой деятельности около 10 лет. Кредитуется в нашей организации с 2011 г. Этот кредит 3 по счету. На полученный кредит планирует увеличить свой товарооборот, закупить сезонный товар. Увеличив свой товарооборот она хочет откладывать деньги на будущее своих детей. Муж Манзуры тоже помогает ей вести хозяйство и воспитывать детей. Манзура выражает свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 176
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Manzura to purchase seasonal merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 17, 2012
Currency Exchange Loss:
Feb 15, 2013