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Ros' Group
In this Group: Ros, Porn, Vy
Living in a rural area in the Moung Russey district of Battambang province, Ros is aged 28 years old and is married with two children. He and his wife earn a living through farming rice and planting pineapple. Having been in this business for several years, they are able to earn about KHR 40,000 per day to meet their family's needs.

Ros’s group consists of three members who live in the same village. He is a second loan cycle client with Kiva’s partner, VisionFund, and has completely repaid the previous loan. Ros has successfully used the first loan to better support his family. Now, he and the other two group members are applying for a loan from VisionFund of KHR 1,200,000 each. Ros, who is the group leader, will use his portion to buy fertilizers for his farmland. He hopes to earn more income thus fulfilling his dream of having a decent house in which to live.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $38,037,475
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ros' Group's $900 loan helped a member to buy fertilizers for his farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 17, 2012
Currency Exchange Loss:
Aug 17, 2013