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Jules, aged 29, is married and has two children, 1 and 6 years old. Only his oldest is going to school right now. Jules's spouse is a retailer. Jules has had an enterprise for painting automobiles for three years. He now employs four people. He is requesting a loan from WAGES to increase his stock of paints, thinners, varnishes, and other necessary products for painting. He hopes the profits he will make will enable him to open a second workshop. For his family, he would like his business revenues to shelter his family from need.
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Jules a 29 ans, il est marié et a deux enfants. Ses enfants ont 1 et 6 ans et seul le plus âgé va pour le moment à l'école. L'épouse de Jules est revendeuse. Jules possède depuis 3 ans une entreprise de peinture pour auto. Il emploie à ce jour 4 employés. Jules sollicite un crédit auprès de WAGES afin d'augmenter son stock en peinture, diluant, vernie et autres produits nécessaires pour la peinture. Il espère que les profits qu'il réalisera lui permettront d'ouvrir un second atelier. Pour sa famille, il aimerait que les revenus de son activité la mettent à l'abri du besoin.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 533.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Jules to buy paints, thinners, and varnishes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 14, 2012
Currency Exchange Loss:
Jun 17, 2013