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Grace is married and has three children. She sells clothes and panties in Ayensudu, near Elmina, which she has done for three years. Her husband is a farmer. Grace uses her income to pay her children's school fees as well as a few household expenses. Grace will use the loan to purchase clothing and panties in bulk. With her new profits, Grace plans to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 31
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Grace to purchase outerwear and panties in bulk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 16, 2012
Currency Exchange Loss:
Dec 18, 2012