Update on ZulfiyaThis is Zulfiya's second time obtaining a loan from our organization. She received her first loan to sow wheat. Zulfiya improved her living conditions. Today, she continues her business. Zulfiya is involved in agriculture. She grows cucumbers. Zulfiya is requesting this loan to purchase mineral fertilizers in order to get a high-quality harvest.
Зулфия просит кредит для закупа минеральных удобрений с целью получения высококачественного урожая.
Previous Loan DetailsZulfiya H. lives in the Tursun-zoda district. She is 24 years old, married and has 2 children. Her husband is involved in apartment remodeling. Zulfiya has been involved in agriculture for over 4 years. She primarily grows wheat. She is requesting a loan for the planting of new crop.
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About MLO Humo and PartnersMLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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